crossorigin="anonymous">

Why is car shield not available in California

Rate this post

The California Department of Insurance coverage issued a cease and desist order on Omega Car Solutions LLC, working as Delta Car Protect, as well as its controlling supervisor, Charles Seruya, for apparently offering unlawful car service agreements to over twenty California consumers.

The order affirms that Delta Vehicle Protect and Seruya were not licensed by the CDI and incorrectly denied insurance claims. They illegally offered contracts. They did not directly provide the first data with the department to consumers and used an unapproved backup insurance firm.

Under the order, Delta, as well as Seruya, are to stop right away offering VSCs in any capacity as well as discontinue acting as an insurance representative or producer or in any other power in the state for which they do not hold a valid license, authorization, or certification of authority.

Generally, VSCs, typically called ‘prolonged service warranties’, are supplied to consumers by automobile dealerships when they acquire a vehicle. Most typically give protection for repair services as a result of mechanical failure. Others offer protection for regular solutions, such as oil changes and tire rotation, or other solutions, such as paintless dent removal, glass or key replacement, or tire and wheel repair work.

VSCs might be offered lawfully to Californians only when specific requirements are fulfilled, which Delta and Seruya failed to do.

Every VSC needs to be filed with CDI before it can be offered.
CDI must license companies responsible for paying the claims on VSCs unless the company is an automobile manufacturer, supplier, or supplier.
This business should bring CDI-preapproved backup insurance coverage guaranteeing every VSC they sell unless they get an exception from CDI by verifying their firm has a net worth of at least $100 million.
VSCs can just be sold via dealers certified by the Department of Motor Cars. Straight sales to customers are prohibited.

Read More:   The First Step – Dr. Charles Stanley
Back to top button